/* Broker A2Z — company site. Palette and tokens from the brand book (A2Z-BRAND.md §4); structure from the
   Revolut reference: full-bleed black/white bands, white pill CTA on black, 20px cards, no shadows. */
:root{
  --canvas:#000000;--white:#ffffff;--soft:#f4f4f4;--s1:#0a0a0a;--s2:#16181a;--s3:#1e2329;--s4:#2b3139;
  --ink:#191c1f;--body:#1f2226;--mute:#505a63;--stone:#8d969e;--text2:#b7bdc6;--faint:#c9c9cd;
  --line-d:rgba(255,255,255,.12);--line-ds:rgba(255,255,255,.06);--line-l:#e2e2e7;
  --yellow:#fcd535;--on-yellow:#181a20;--green:#0ecb81;--red:#f6465d;
  --font:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --r-sm:8px;--r-md:12px;--r-lg:20px;--r-xl:28px;--pill:9999px;
  --nav-h:64px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--nav-h) + 16px)}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--canvas);color:var(--white);font-family:var(--font);font-optical-sizing:auto;font-size:16px;line-height:1.5;letter-spacing:.24px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,p,ul,ol,figure{margin:0}
ul,ol{padding:0;list-style:none}
h1,h2,h3,h4{font-weight:500;text-wrap:balance}
button{font:inherit}
:focus-visible{outline:2px solid var(--yellow);outline-offset:3px}
.wrap{max-width:1200px;margin-inline:auto;padding-inline:24px}
@media (max-width:600px){.wrap{padding-inline:16px}}

/* type */
.d-xxl{font-size:clamp(44px,7.4vw,104px);line-height:1;letter-spacing:-.025em}
.d-xl{font-size:clamp(34px,4.6vw,60px);line-height:1.03;letter-spacing:-.02em}
.d-lg{font-size:clamp(28px,3vw,40px);line-height:1.12;letter-spacing:-.015em}
.h-md{font-size:24px;line-height:1.33;letter-spacing:-.01em}
.h-sm{font-size:20px;line-height:1.4}
.lead{font-size:18px;line-height:1.56;letter-spacing:-.09px;max-width:58ch}
.p{max-width:60ch}
.sm{font-size:14px;line-height:1.5;letter-spacing:0}
.mute{color:var(--text2)}
.band-light .mute{color:var(--mute)}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--stone)}
.num{font-variant-numeric:tabular-nums}
.c-red{color:var(--red)}.c-green{color:var(--green)}.c-yellow{color:var(--yellow)}
.b{font-weight:600;letter-spacing:.16px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:48px;padding:0 26px;border-radius:var(--pill);font:600 15px/1 var(--font);letter-spacing:.2px;border:1px solid transparent;cursor:pointer;white-space:nowrap;transition:background .15s,border-color .15s,color .15s}
.btn svg{width:16px;height:16px}
.btn-primary{background:var(--white);color:var(--canvas);border-color:var(--white)}
.btn-primary:hover{background:#e9e9e9;border-color:#e9e9e9}
.btn-outline{background:transparent;color:var(--white);border-color:rgba(255,255,255,.35)}
.btn-outline:hover{border-color:var(--white)}
.band-light .btn-primary{background:var(--canvas);color:var(--white);border-color:var(--canvas)}
.band-light .btn-primary:hover{background:#2b2b2b;border-color:#2b2b2b}
.band-light .btn-outline{color:var(--ink);border-color:rgba(25,28,31,.3)}
.band-light .btn-outline:hover{border-color:var(--ink)}
.btn-lg{height:56px;padding:0 32px;font-size:17px}
.btn-sm{height:40px;padding:0 18px;font-size:14px}
.link{display:inline-flex;align-items:center;gap:6px;font-weight:600;letter-spacing:.16px;border-bottom:1px solid transparent}
.link:hover{border-bottom-color:currentColor}
.link svg{width:16px;height:16px}

/* nav */
.nav{position:sticky;top:0;z-index:30;background:rgba(0,0,0,.86);backdrop-filter:blur(12px);border-bottom:1px solid var(--line-d)}
.nav .wrap{height:var(--nav-h);display:flex;align-items:center;gap:16px;min-width:0}
.nav .lockup{min-width:0;flex:0 1 auto;overflow:hidden;text-overflow:ellipsis}
.lockup{display:inline-flex;align-items:center;gap:.42em;font-weight:500;letter-spacing:-.02em;line-height:1;font-size:21px;white-space:nowrap}
.lockup img{width:1.15em;height:1.15em}
.nav-links{display:flex;gap:2px;margin-inline:auto}
.nav-links a{display:inline-flex;align-items:center;height:36px;padding:0 14px;border-radius:var(--pill);font-size:14px;font-weight:600;color:var(--text2);letter-spacing:.1px}
.nav-links a:hover{color:var(--white);background:var(--s2)}
.nav-right{display:flex;align-items:center;gap:8px;margin-left:auto}
.nav-right .signin{display:inline-flex;align-items:center;height:40px;padding:0 14px;font-size:14px;font-weight:600;color:var(--text2)}
.nav-right .signin:hover{color:var(--white)}
.nav-toggle{display:none;width:40px;height:40px;border-radius:var(--pill);background:var(--s2);border:0;color:var(--white);cursor:pointer;place-items:center}
.nav-toggle svg{width:18px;height:18px}
.nav-sheet{display:none}
@media (max-width:960px){
  .nav-links,.nav-right .signin{display:none}
  .nav-toggle{display:grid}
  .nav-right{flex:0 0 auto}
  .nav-sheet.is-open{display:grid;position:fixed;inset:var(--nav-h) 0 0 0;background:var(--canvas);padding:24px 16px;gap:4px;align-content:start;z-index:29}
  .nav-sheet a{display:flex;align-items:center;height:52px;padding:0 16px;border-radius:var(--r-md);font-size:18px;font-weight:500;border-bottom:1px solid var(--line-ds)}
}

/* bands */
.band{padding-block:112px}
.band-dark{background:var(--canvas);color:var(--white)}
.band-light{background:var(--white);color:var(--ink)}
.band-tight{padding-block:72px}
@media (max-width:767px){.band{padding-block:72px}.band-tight{padding-block:56px}}
.sec-head{display:grid;gap:20px;max-width:760px;margin-bottom:64px}
.sec-head.center{margin-inline:auto;text-align:center;justify-items:center}
.sec-head .eyebrow{display:inline-flex;align-items:center;gap:10px}
.sec-head .eyebrow::before{content:"";width:18px;height:1px;background:currentColor;opacity:.6}
.sec-head.center .eyebrow::before{display:none}

/* hero */
.hero{padding:56px 0 0;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
@media (max-width:1023px){.hero-grid{grid-template-columns:minmax(0,1fr)}}
.hero-copy{display:grid;gap:28px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.trust{display:flex;flex-wrap:wrap;gap:8px 28px;color:var(--stone);font-size:13px;letter-spacing:.1px}
.trust span{display:inline-flex;align-items:center;gap:8px}
.trust span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--green)}
.stage{position:relative;min-width:0;padding-bottom:40px}
.frame{border:1px solid var(--line-d);border-radius:var(--r-xl);background:var(--s1);overflow:hidden}
.frame .bar{height:34px;display:flex;align-items:center;gap:6px;padding:0 14px;background:var(--s2);border-bottom:1px solid var(--line-d)}
.frame .bar i{width:9px;height:9px;border-radius:50%;background:var(--s4);display:block}
.frame .bar span{margin-left:auto;font-size:11px;color:var(--stone);font-family:ui-monospace,Menlo,monospace}
.frame img{width:100%;height:auto}
.phone{position:absolute;right:-6px;bottom:0;width:27%;max-width:190px;aspect-ratio:9/19;border-radius:28px;border:1px solid var(--line-d);background:var(--s1);overflow:hidden;padding:6px}
.phone img{width:100%;height:100%;object-fit:cover;object-position:top;border-radius:22px}
@media (max-width:767px){.phone{display:none}.stage{padding-bottom:0}}
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid var(--line-d);margin-top:72px}
.stats > div{padding:36px 28px 40px;border-right:1px solid var(--line-d)}
.stats > div:first-child{padding-left:0}
.stats > div:last-child{border-right:0}
.stats b{display:block;font-size:40px;font-weight:500;line-height:1;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.stats span{display:block;margin-top:10px;font-size:13px;color:var(--stone)}
@media (max-width:767px){.stats{grid-template-columns:repeat(2,minmax(0,1fr))}.stats > div{padding:24px 16px;border-right:0;border-bottom:1px solid var(--line-d)}.stats > div:first-child{padding-left:16px}}

/* pillars: alternating text + product */
.pillar{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:64px;align-items:center;padding:56px 0}
.pillar + .pillar{border-top:1px solid var(--line-l)}
.pillar.flip .pillar-copy{order:2}
@media (max-width:1023px){.pillar{grid-template-columns:minmax(0,1fr);gap:32px}.pillar.flip .pillar-copy{order:0}}
.pillar-copy{display:grid;gap:20px}
.pillar-copy .idx{font-size:13px;font-weight:600;color:var(--stone);letter-spacing:.08em}
.checks li{display:flex;gap:12px;padding:6px 0;color:var(--body)}
.checks li svg{flex:0 0 18px;width:18px;height:18px;margin-top:3px;color:var(--ink)}
.band-light .frame{border-color:var(--line-l);background:var(--soft)}
.band-light .frame .bar{background:var(--white);border-color:var(--line-l)}
.band-light .frame .bar i{background:var(--line-l)}

/* app grid */
.apps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
@media (max-width:1023px){.apps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.apps{grid-template-columns:minmax(0,1fr)}}
.app{border:1px solid var(--line-l);border-radius:var(--r-lg);overflow:hidden;background:var(--white);display:grid;grid-template-rows:auto 1fr;transition:border-color .15s}
.app:hover{border-color:var(--faint)}
.app img{width:100%;height:150px;object-fit:cover;object-position:top left;border-bottom:1px solid var(--line-l)}
.app div{padding:18px 20px 20px;display:grid;gap:6px}
.app h3{font-size:16px;font-weight:600;letter-spacing:.1px}
.app p{font-size:14px;color:var(--mute);line-height:1.5}

/* modules catalogue */
.catalog{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;border:1px solid var(--line-d);border-radius:var(--r-lg);overflow:hidden}
@media (max-width:1023px){.catalog{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.catalog{grid-template-columns:minmax(0,1fr)}}
.cat{padding:26px 24px 28px;border-right:1px solid var(--line-d);background:var(--s2);display:grid;gap:14px;align-content:start}
.cat:last-child{border-right:0}
@media (max-width:1023px){.cat{border-bottom:1px solid var(--line-d)}}
.cat h3{font-size:15px;font-weight:600;letter-spacing:.1px;display:flex;justify-content:space-between;align-items:baseline}
.cat h3 span{font-size:12px;color:var(--stone);font-weight:600;font-variant-numeric:tabular-nums}
.cat li{font-size:14px;color:var(--text2);padding:6px 0;border-top:1px solid var(--line-ds)}
.cat li:first-child{border-top:0}
.az-note{display:flex;align-items:center;gap:24px;margin-top:28px;color:var(--text2);font-size:14px}
.az-note b{font-size:40px;font-weight:500;letter-spacing:-.04em;line-height:1}

/* facts row */
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
@media (max-width:1023px){.facts{grid-template-columns:minmax(0,1fr)}}
.fact{background:var(--s2);border-radius:var(--r-lg);padding:28px;display:grid;gap:10px}
.fact svg{width:22px;height:22px;color:var(--white)}
.fact h3{font-size:18px}
.fact p{font-size:14px;color:var(--text2)}

/* pricing */
.offer{background:var(--yellow);color:var(--on-yellow);border-radius:var(--r-lg);padding:44px;display:grid;gap:40px}
@media (max-width:767px){.offer{padding:28px}}
.offer .eyebrow{color:rgba(24,26,32,.62)}
.formula{display:grid;grid-template-columns:minmax(0,1fr) auto minmax(0,1fr) auto minmax(0,1fr);gap:24px;align-items:center}
@media (max-width:1023px){.formula{grid-template-columns:minmax(0,1fr);gap:16px}.formula .op{font-size:40px}}
.part{display:grid;gap:10px;min-width:0}
.part .big{font-size:clamp(40px,4.8vw,68px);font-weight:500;line-height:1;letter-spacing:-.025em;font-variant-numeric:tabular-nums}
.part .lbl{color:rgba(24,26,32,.72);font-size:15px}
.op{font-size:64px;font-weight:500;line-height:1;color:rgba(24,26,32,.55)}
.nots{display:flex;flex-wrap:wrap;gap:10px}
.nots span{display:inline-flex;align-items:center;gap:8px;background:rgba(24,26,32,.08);border-radius:var(--pill);padding:8px 16px;font-size:14px;font-weight:600}
.nots span::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--on-yellow)}
.incl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:24px}
@media (max-width:767px){.incl{grid-template-columns:minmax(0,1fr)}}
.incl-card{border:1px solid var(--line-d);border-radius:var(--r-lg);padding:28px;display:grid;gap:12px;align-content:start}
.incl-card h3{font-size:16px;font-weight:600;letter-spacing:.1px;display:flex;justify-content:space-between}
.incl-card h3 span{color:var(--stone);font-weight:400}
.incl li{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-top:1px solid var(--line-ds);font-size:15px}
.incl li span:last-child{color:var(--stone);font-size:13px;white-space:nowrap}
.example{margin-top:24px;border:1px solid var(--line-d);border-radius:var(--r-lg);padding:28px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center}
@media (max-width:767px){.example{grid-template-columns:minmax(0,1fr)}}
.example .calc{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:15px;font-variant-numeric:tabular-nums}
.example .calc b{font-weight:600}

/* onboarding timeline */
.timeline{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;position:relative}
@media (max-width:767px){.timeline{grid-template-columns:minmax(0,1fr)}}
.tl{border:1px solid var(--line-l);border-radius:var(--r-lg);padding:28px;display:grid;gap:12px;align-content:start;background:var(--white)}
.tl .week{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--mute)}
.tl .n{width:40px;height:40px;border-radius:50%;background:var(--canvas);color:var(--white);display:grid;place-items:center;font-weight:600;font-size:15px}
.tl h3{font-size:22px}
.tl p{color:var(--mute);font-size:15px}
.tl ul{display:grid;gap:4px;margin-top:6px}
.tl li{font-size:14px;color:var(--body);display:flex;gap:8px}
.tl li::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--canvas);margin-top:9px;flex:0 0 5px}

/* faq */
.faq{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 48px}
@media (max-width:860px){.faq{grid-template-columns:minmax(0,1fr)}}
.faq details{border-top:1px solid var(--line-d)}
.faq summary{list-style:none;cursor:pointer;padding:22px 0;font-size:18px;font-weight:500;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--stone);flex:0 0 auto}
.faq details[open] summary::after{content:"–"}
.faq p{padding:0 0 22px;color:var(--text2);font-size:15px;max-width:60ch}

/* contact */
.contact{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:56px;align-items:start}
@media (max-width:1023px){.contact{grid-template-columns:minmax(0,1fr);gap:32px}}
.next{display:grid;gap:0;margin-top:8px}
.next li{display:flex;gap:14px;padding:14px 0;border-top:1px solid var(--line-l);font-size:15px;color:var(--body)}
.next li b{flex:0 0 28px;height:28px;border-radius:50%;background:var(--soft);display:grid;place-items:center;font-size:13px;font-weight:600;color:var(--ink)}
.form-card{border:1px solid var(--line-l);border-radius:var(--r-lg);padding:32px;background:var(--white)}
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
@media (max-width:640px){.form{grid-template-columns:minmax(0,1fr)}}
.field{display:grid;gap:6px;min-width:0}
.field.full{grid-column:1 / -1}
.field label{font-size:13px;font-weight:600;letter-spacing:.1px;color:var(--mute)}
.field input,.field textarea{width:100%;height:48px;padding:0 14px;border:1px solid var(--line-l);border-radius:var(--r-md);background:var(--white);color:var(--ink);font:400 15px var(--font);outline:0;transition:border-color .15s,box-shadow .15s}
.field textarea{height:auto;min-height:112px;padding:12px 14px;resize:vertical}
.field input:focus,.field textarea:focus{border-color:var(--yellow);box-shadow:0 0 0 3px rgba(252,213,53,.28)}
.form-foot{grid-column:1 / -1;display:flex;align-items:center;gap:16px;flex-wrap:wrap;padding-top:4px}
.msg{font-size:14px;color:var(--mute)}
.msg.ok{color:#006400}.msg.err{color:#8b0000}
.fine{font-size:12px;color:var(--stone);margin-top:16px}

/* footer */
footer{padding:64px 0 32px;border-top:1px solid var(--line-d);color:var(--text2);font-size:14px}
footer .cols{display:grid;grid-template-columns:minmax(0,1.6fr) repeat(3,minmax(0,1fr));gap:40px}
@media (max-width:767px){footer .cols{grid-template-columns:repeat(2,minmax(0,1fr))}}
footer .lockup{color:var(--white)}
footer h3{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--stone);margin-bottom:14px}
footer li{padding:5px 0}
footer li a:hover{color:var(--white)}
footer .legal{border-top:1px solid var(--line-ds);margin-top:48px;padding-top:24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12px;color:var(--stone)}

/* reveal */
.reveal{opacity:1;transform:none}
@media (prefers-reduced-motion:no-preference){
  .reveal{transition:opacity .5s ease,transform .5s ease}
  .reveal.pending{opacity:0;transform:translateY(10px)}
}
@media (max-width:640px){.nav-right .btn{display:none}.nav .lockup{font-size:19px}}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}